The Loan Applicant/Borrower confirms to have fully read and understood the various schemes offered by the Company and based thereon, the Loan Applicant/Borrower has requested/selected to avail the Loan under the scheme (with interest rates as applicable) as mentioned in pawn ticket.

The Borrower confirms that the stones fixed in the pledged gold ornaments/items, if any, do not have any market value and that the said gold ornaments /items is/ are the absolute and unencumbered property of the Borrower and no other person has any right, title, interest or claim thereon.